This Privacy Policy explains how Lifeinsuranceover70.com collects, uses, shares, and safeguards personal information when individuals visit the site, request information, submit forms, or interact with analytics and advertising technologies. It reflects core principles of the GDPR’s lawful bases for processing, California’s CCPA/CPRA consumer rights, and EU/UK user consent requirements for cookies and tags.oag.ca+2

Effective date: [September 21, 2025]
Contact: [info@lifeinsuranceover70.com]

Scope

This notice applies to personal information collected through Lifeinsuranceover70.com and related pages that reference this policy, including browsing, contact and quote requests, newsletter sign‑ups, and any account or profile features if enabled. Region‑specific rights and choices apply where required by law, including GDPR/UK GDPR in the EEA/UK/CH and CCPA/CPRA in California.gdpr-info+1

Categories of Information Collected

• Information provided by visitors: names, email addresses, phone numbers, locations, and message or form content supplied when submitting contact or quote requests, subscribing to newsletters, or commenting where available.oag.ca
• Usage and device data: IP address, device identifiers, pages viewed, timestamps, referrers, and interactions used for security, performance, and content improvement, potentially via analytics providers.google
• Cookies and similar technologies: identifiers set by the site or partners for essential operations, analytics/measurement, and advertising where used, subject to consent where legally required.google
• Sensitive information and special categories: the site is not designed to intentionally collect sensitive categories, and any such collection will be disclosed and limited in accordance with applicable law and available rights, including California’s right to limit sensitive personal information.oag.ca

Purposes of Use

• Provide site content, handle inquiries and quote requests, manage preferences, and deliver newsletters or updates where visitors have opted in.oag.ca
• Measure and improve site performance and experience, including aggregated analytics, troubleshooting, and prevention of abuse.google
• Comply with legal obligations, enforce terms, and maintain the security and integrity of services and data.gdpr-info+1
• If advertising or measurement tags are deployed, support lawful and consented analytics or ads, including non‑personalized modes where consent is not provided or required.google

Legal Bases for Processing (GDPR/UK GDPR, where applicable)

Processing occurs only where at least one lawful basis under Article 6 applies, including consent, contract performance, legal obligation, vital interests, public task, or legitimate interests balanced against data subject rights and freedoms. Where consent is required, such as certain analytics or advertising cookies in the EEA/UK/CH—consent is obtained prior to activation and can be withdrawn through provided controls.gdpr-info+1

Cookies, Local Storage, and Consent

For EEA/UK/CH visitors, non‑essential cookies and similar technologies are activated only after valid consent, with clear disclosures identifying each category and party receiving data and controls to accept, reject, or manage preferences at any time. Consent records and signals are handled in line with platform requirements and applicable laws, with disclosures reflecting the use of Google products or other vendors where applicable.google

Analytics and Advertising Disclosures

If Google or similar tags are implemented, disclosures identify the vendors and purposes, and for EEA/UK/CH traffic, consent and signaling requirements are followed consistent with Google’s EU User Consent Policy and local law. Analytics and ads may be limited to non‑personalized experiences or disabled where consent is not granted or where regional rules require it.google

Sharing of Personal Information

Personal information may be shared with service providers that perform functions on behalf of Lifeinsuranceover70.com under appropriate contracts, including hosting, analytics, email delivery, security, and form processing. If advertising or measurement partners are used, their roles, purposes, and controls are disclosed and governed by applicable consent and privacy requirements.oag.ca+1

Retention

Personal information is retained only for as long as necessary for the purposes described or as required by law, followed by deletion or de‑identification according to documented schedules. Cookie and local storage durations are disclosed in the cookie notice or consent interface and updated if purposes or vendors change.google+1

Rights for EEA/UK/CH Residents

Subject to legal limits and verification, eligible residents may have rights of access, rectification, erasure, restriction, objection, and data portability, and may withdraw consent without affecting prior lawful processing. Requests can be submitted via the contact information provided in this policy, and responses will be provided within applicable timeframes.gdpr-info

Rights for California Residents (CCPA/CPRA)

California residents may have rights to know, delete, and correct personal information, to opt out of sale or sharing for cross‑context behavioral advertising, to limit the use and disclosure of sensitive personal information, and to be free from discrimination for exercising these rights, subject to verification and exceptions. Where applicable, a “Do Not Sell or Share My Personal Information” mechanism and recognition of user‑enabled opt‑out signals such as Global Privacy Control will be implemented to honor opt‑out choices.cookiebot+1

Children’s Privacy

This site is intended for a general audience and is not knowingly directed to children, and the site does not knowingly sell or share personal information of minors. If the site becomes aware that information from a child has been collected contrary to applicable law, reasonable steps will be taken to delete that information and to honor any applicable minor consent or opt‑in requirements.oag.ca

International Data Transfers

Where personal information is transferred to countries with different data protection laws, appropriate safeguards are applied consistent with applicable requirements, and disclosures summarize the transfer mechanisms used by vendors and service providers. Vendor choices and configurations are reviewed to align with regional restrictions and consent obligations, particularly for analytics and advertising tags.gdpr-info+1

Security

Reasonable technical and organizational measures are implemented to protect personal information against unauthorized access, disclosure, alteration, or destruction, recognizing that no method of transmission or storage is completely secure. Security controls are reviewed periodically and adapted to evolving risks, legal requirements, and platform policies.oag.ca

Choices and Controls

• Consent management: EEA/UK/CH visitors are offered clear controls to accept, reject, or customize non‑essential cookies and can withdraw consent at any time through the site’s banner or preference center.google
• Browser/device settings: visitors can manage cookies and identifiers via browsers and devices, noting that disabling certain technologies may affect some site functionality as disclosed.google
• Communications: unsubscribe or opt‑out tools are provided for newsletters and marketing messages, and opt‑outs are honored in accordance with applicable law.oag.ca

How to Exercise Rights

Eligible residents may submit privacy requests by emailing [info@lifeinsuranceover70.com] or using the site’s request form if available, and identity verification may be required before processing a request. Requests will be addressed within required timeframes and may be extended as permitted by law where necessary to complete verification or fulfill the request.oag.ca

Updates to This Policy

This policy may be updated to reflect changes in practices, technologies, or legal requirements, and the “Effective date” above will be revised accordingly with material changes highlighted where required. Where a change requires new consent or provides new choices, appropriate notices or consent requests will be presented in accordance with regional laws and platform policies.google+1

Contact

Questions about this Privacy Policy or data practices can be directed to [info@lifeinsuranceover70.com], and region‑specific request channels will be provided where required by applicable law.oag.ca