Effective Date: [09/21/2025]
These Terms & Conditions (“Terms”) govern your use of my blog at https://lifeinsuranceover70.com/ (the “Site”). By accessing or using the Site, you agree to be bound by these Terms.
1. Use of the Site
- Eligibility: You must be at least 16 years old to use the Site.
- License: You may view, download, and print content for personal, non-commercial use only.
- Prohibited Conduct: You agree not to copy, modify, or distribute Site content without my written permission; use bots or automated scripts to scrape the Site; or engage in any conduct that disrupts Site functionality.
2. Content Disclaimer
All content on the Site is my opinion and for informational purposes only. It does not constitute professional financial, legal, or medical advice. Always consult a qualified professional for personalized guidance.
3. Intellectual Property
All text, images, and design on the Site are my property unless otherwise credited. Unauthorized use is prohibited.
4. Third-Party Links
The Site may contain links to third-party websites. I do not endorse or assume responsibility for third-party content or practices.
5. Limitation of Liability
To the fullest extent permitted by law, I shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Site.
6. Governing Law
These Terms are governed by the laws of [Illinois/USA], without regard to conflict of law provisions.
7. Changes to Terms
I may revise these Terms at any time. Continued use of the Site constitutes acceptance of the updated Terms.
